/* Referral page — split hero (copy + reward card), numbered how-it-works rail, benefits
   grid, two-column FAQ over a watermark photo, referral form, and two full-bleed photo
   bands. Shared components (.acc/.eyebrow/.shead/.btn/.row/.hero-badge/.image-band) already
   live in style-v2.css — this file only covers what's unique to this page. */

/* ---- hero: split copy / reward card ---- */
.v2-body .refhero{position:relative;min-height:100vh;min-height:100dvh;display:flex;align-items:center;padding:calc(var(--nav-h,80px) + 40px) 0 56px;overflow:hidden;background-color:#bcd3ea;background-size:cover;background-position:center 42%;background-repeat:no-repeat}
.v2-body .refhero > .container{position:relative;z-index:1}
.v2-body .refhero-grid{display:grid;grid-template-columns:1.06fr .94fr;gap:clamp(30px,4.4vw,68px);align-items:center;width:100%}
.v2-body .refhero .hero-badge{margin-bottom:20px}
.v2-body .refhero h1{font-family:var(--font-display);font-weight:400;font-size:clamp(32px,4.4vw,62px);line-height:1.1;letter-spacing:-.03em;color:var(--ink);max-width:16ch}
.v2-body .refhero .lead{font-family:var(--font-body);font-size:clamp(14px,1.1vw,16px);line-height:1.68;color:var(--ink);opacity:.8;max-width:50ch;margin-top:22px}
.v2-body .refhero .lead strong{opacity:1;font-weight:700;color:var(--ink)}
.v2-body .refhero .row{margin-top:32px}
.v2-body .reward{position:relative;background:#fff;border:1px solid rgba(24,16,56,.09);border-radius:10px;box-shadow:0 24px 60px -34px rgba(24,16,56,.34);padding:clamp(28px,3.4vw,42px);overflow:hidden}
.v2-body .reward::after{content:"";position:absolute;left:0;right:0;top:0;height:2px;background:var(--blue)}
.v2-body .reward .rk{font-family:var(--font-body);font-weight:700;font-size:10.5px;letter-spacing:.18em;text-transform:uppercase;color:var(--red)}
.v2-body .reward .amt{display:flex;align-items:flex-start;gap:4px;margin-top:16px;font-family:var(--font-display);font-weight:400;letter-spacing:-.04em;line-height:.92;color:var(--ink)}
.v2-body .reward .amt .cur{font-size:clamp(22px,2vw,30px);margin-top:.34em}
.v2-body .reward .amt .num{font-size:clamp(56px,7vw,104px)}
.v2-body .reward .cap{font-family:var(--font-display);font-weight:400;font-size:clamp(16px,1.5vw,21px);letter-spacing:-.02em;color:var(--ink);margin-top:10px}
.v2-body .reward .rlist{list-style:none;margin-top:24px;padding-top:20px;border-top:1px solid rgba(24,16,56,.10);display:grid;gap:12px}
.v2-body .reward .rlist li{display:flex;gap:11px;align-items:flex-start;font-family:var(--font-body);font-size:12.5px;line-height:1.55;color:var(--ink);opacity:.76}
.v2-body .reward .rlist .tk{width:16px;height:16px;flex:none;margin-top:2px;color:var(--blue)}
.v2-body .reward .rlist .tk svg{width:16px;height:16px;stroke-width:2.4}
@media(max-width:900px){.v2-body .refhero-grid{grid-template-columns:1fr;gap:34px}.v2-body .refhero h1{max-width:none}}

/* ---- how it works (numbered rail) ---- */
.v2-body .howsec{background:#fff}
.v2-body .howsec .shead{margin:0 auto clamp(26px,4vh,44px);text-align:center}
.v2-body .howsec .eyebrow{text-transform:none;letter-spacing:0;font-size:15px;font-weight:600;color:var(--red)}
.v2-body .howsec .eyebrow::before{display:none}
.v2-body .howsec h2{font-family:var(--font-display);font-weight:400;font-size:clamp(27px,3.4vw,46px);line-height:1.14;letter-spacing:-.03em;color:var(--ink);margin-top:14px}
.v2-body .howsec .lead{font-family:var(--font-body);font-size:13.5px;line-height:1.66;color:var(--ink);opacity:.76;max-width:60ch;margin:16px auto 0}
.v2-body .hsteps{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border-top:1px solid rgba(24,16,56,.12)}
.v2-body .hstep{position:relative;padding:clamp(24px,3vh,36px) clamp(22px,2.4vw,34px) clamp(26px,3.4vh,40px);border-left:1px solid rgba(24,16,56,.12);display:flex;flex-direction:column}
.v2-body .hstep:first-child{border-left:none;padding-left:0}
.v2-body .hstep::before{content:"";position:absolute;left:0;top:-1px;width:0;height:2px;background:var(--blue);transition:width .55s var(--ease)}
.v2-body .hstep:hover::before{width:100%}
.v2-body .hstep .sn{display:flex;align-items:center;gap:12px;font-family:var(--font-body);font-weight:700;font-size:10.5px;letter-spacing:.2em;text-transform:uppercase;color:var(--blue)}
.v2-body .hstep .sn b{font-family:var(--font-display);font-weight:400;font-size:clamp(30px,3vw,44px);letter-spacing:-.03em;color:var(--ink);line-height:1}
.v2-body .hstep h3{font-family:var(--font-display);font-weight:400;font-size:clamp(18px,1.75vw,24px);letter-spacing:-.02em;color:var(--ink);margin:18px 0 12px}
.v2-body .hstep p{font-family:var(--font-body);font-size:13px;line-height:1.66;color:var(--ink);opacity:.76;flex:1}
.v2-body .hstep .note{font-family:var(--font-body);font-size:11.5px;line-height:1.55;color:var(--ink);opacity:.6;margin-top:12px;padding-left:11px;border-left:2px solid rgba(255,49,49,.4)}
.v2-body .hstep .slink{display:inline-flex;align-items:center;gap:8px;font-family:var(--font-body);font-weight:700;font-size:12.5px;color:var(--ink);margin-top:20px;align-self:flex-start}
.v2-body .hstep .slink .arr{color:var(--red);transition:transform .3s var(--ease)}
.v2-body .hstep .slink:hover .arr{transform:translateX(4px)}
@media(max-width:900px){.v2-body .hsteps{grid-template-columns:1fr}.v2-body .hstep{border-left:none;border-top:1px solid rgba(24,16,56,.12);padding-left:0}.v2-body .hstep:first-child{border-top:none}}

/* ---- shared section head (eyebrow/heading/lead reused by benefits/faq/form) ---- */
.v2-body .refsec .eyebrow{text-transform:none;letter-spacing:0;font-size:15px;font-weight:600;color:var(--red)}
.v2-body .refsec .eyebrow::before{display:none}
.v2-body .refsec h2{font-family:var(--font-display);font-weight:400;font-size:clamp(27px,3.4vw,46px);line-height:1.14;letter-spacing:-.03em;color:var(--ink);margin-top:14px}
.v2-body .refsec .lead{font-family:var(--font-body);font-size:13.5px;line-height:1.66;color:var(--ink);opacity:.76;max-width:60ch}

/* ---- benefits ---- */
.v2-body .bensec{background:#f9f9f7}
.v2-body .bensec .shead{margin:0 auto clamp(24px,3.6vh,40px);text-align:center}
.v2-body .bensec .lead{margin-left:auto;margin-right:auto}
.v2-body .benefits4{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.v2-body .bnf{position:relative;padding:24px 22px 26px;background:#fff;border:1px solid rgba(24,16,56,.09);border-radius:8px;box-shadow:0 12px 32px -26px rgba(24,16,56,.3);transition:transform .4s var(--ease-out),box-shadow .4s,border-color .3s}
.v2-body .bnf:hover{transform:translateY(-3px);box-shadow:0 16px 36px -20px rgba(24,16,56,.26);border-color:rgba(47,75,192,.24)}
.v2-body .bnf .bi{width:40px;height:40px;border-radius:8px;border:1px solid rgba(24,16,56,.12);display:grid;place-items:center;color:var(--blue);margin-bottom:18px;background:#fff}
.v2-body .bnf:hover .bi{background:var(--blue);border-color:var(--blue);color:#fff}
.v2-body .bnf .bi svg{width:19px;height:19px;stroke-width:1.7}
.v2-body .bnf h4{font-family:var(--font-display);font-weight:500;font-size:16px;letter-spacing:-.01em;color:var(--ink);margin-bottom:8px}
.v2-body .bnf p{font-family:var(--font-body);font-size:12.5px;line-height:1.58;color:var(--ink);opacity:.72}
.v2-body .benclose{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap;margin-top:clamp(22px,3vh,34px);padding-top:clamp(20px,2.6vh,28px);border-top:1px solid rgba(24,16,56,.12)}
.v2-body .benclose p{font-family:var(--font-display);font-weight:400;font-size:clamp(15px,1.5vw,21px);line-height:1.4;letter-spacing:-.02em;color:var(--ink);max-width:56ch;margin:0}
@media(max-width:1000px){.v2-body .benefits4{grid-template-columns:1fr 1fr}}

/* ---- faq (two-column, over a watermark photo) ---- */
.v2-body .faqsec{background:#e9eef3;background-size:cover;background-position:center 40%;background-repeat:no-repeat;position:relative}
.v2-body .faqsec::before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(249,249,247,.96) 0%,rgba(249,249,247,.92) 40%,rgba(249,249,247,.94) 100%);pointer-events:none}
.v2-body .faqsec > .container{position:relative;z-index:1}
.v2-body .faqsec .shead{margin:0 auto clamp(22px,3.2vh,34px);text-align:center}
.v2-body .faqsec [data-acc-group]{display:block;column-count:2;column-gap:clamp(28px,3.4vw,56px)}
.v2-body .faqsec .acc{break-inside:avoid;border-bottom:1px solid rgba(24,16,56,.12)}
.v2-body .faqsec .acc-head{font-family:var(--font-display);font-weight:400;font-size:clamp(14.5px,1.25vw,17px);letter-spacing:-.015em;color:var(--ink);padding:14px 2px;gap:14px}
.v2-body .faqsec .acc-head .pm{width:24px;height:24px;border:1px solid rgba(24,16,56,.16);color:var(--ink)}
.v2-body .faqsec .acc.open .acc-head .pm{background:var(--blue);border-color:var(--blue);color:#fff}
.v2-body .faqsec .acc-body-inner{font-family:var(--font-body);font-size:12px;line-height:1.62;color:var(--ink);opacity:.76;padding:0 2px 16px}
@media(max-width:820px){.v2-body .faqsec [data-acc-group]{column-count:1}}

/* ---- referral form ---- */
.v2-body .formsec{background:#fff}
.v2-body .formsec .shead{margin:0 auto clamp(22px,3.2vh,34px);text-align:center}
.v2-body .formsec .lead{margin-left:auto;margin-right:auto}
.v2-body .formsec .note{font-family:var(--font-body);font-size:12.5px;line-height:1.55;color:var(--ink);opacity:.72;max-width:60ch;margin:12px auto 0;padding-left:12px;border-left:2px solid rgba(255,49,49,.45);text-align:left}
.v2-body .ref-form{background:#f9f9f7;border:1px solid rgba(24,16,56,.10);border-radius:10px;padding:clamp(26px,3vw,40px);box-shadow:0 20px 54px -34px rgba(24,16,56,.28);max-width:900px;margin:0 auto}
.v2-body .ref-form .grp{font-family:var(--font-body);font-weight:700;font-size:10.5px;letter-spacing:.18em;text-transform:uppercase;color:var(--blue);margin:0 0 16px}
.v2-body .ref-form .grp:not(:first-child){margin-top:22px;padding-top:20px;border-top:1px solid rgba(24,16,56,.10)}
.v2-body .fgrid{display:grid;grid-template-columns:1fr 1fr;gap:13px}
.v2-body .fgrid.g3{grid-template-columns:repeat(3,1fr)}
.v2-body .ref-form .field{display:flex;flex-direction:column;gap:6px;margin-bottom:0}
.v2-body .ref-form .field label{font-family:var(--font-body);font-weight:600;font-size:12px;color:var(--ink)}
.v2-body .ref-form .field .req{color:var(--red)}
.v2-body .ref-form .input,
.v2-body .ref-form select.input,
.v2-body .ref-form textarea.input{width:100%;background:#fff;border:1px solid rgba(24,16,56,.16);border-radius:4px;font-family:var(--font-body);font-size:13.5px;color:var(--ink);padding:11px 13px;transition:border-color .25s,box-shadow .25s}
.v2-body .ref-form .input:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(47,75,192,.12)}
.v2-body .decl{display:grid;gap:9px;margin-top:2px}
.v2-body .consent p{margin:0}
.v2-body .consent .wpcf7-list-item{margin:0;display:block}
.v2-body .consent label{display:flex;gap:11px;align-items:flex-start;font-family:var(--font-body);font-size:12.5px;line-height:1.55;color:var(--ink);opacity:.78;cursor:pointer}
.v2-body .consent input{width:17px;height:17px;margin-top:1px;accent-color:var(--blue);flex:none}
.v2-body .ref-form .btn{width:100%;margin-top:18px}
@media(max-width:760px){.v2-body .fgrid,.v2-body .fgrid.g3{grid-template-columns:1fr}}

/* ---- full-bleed image bands (parallax) ---- */
.v2-body .image-band{scroll-snap-align:none;min-height:0;padding:0;position:relative;height:clamp(220px,42vh,380px);background-size:cover;background-position:center;background-repeat:no-repeat;background-attachment:fixed;background-color:#e9e9e6}
.v2-body .image-band.ib-cta{height:clamp(360px,82vh,780px)}

@media(max-width:767px){
.v2-body .ref-form{padding:24px}
}